I have an unusual way of looking at the world. My wife, Sharon, says I'm weird, and, truthfully, I am weird. But there's a reason. Starting from nothing, by the time I was 26, I had a net worth of a little over a million dollars. I was making $250,000 a year. That's more than $20,000 a month net taxable income. I was really having fun. But 98% truth is a lie. That 2% can cause big problems, especially with $4 million in real estate. I had a lot of debt—a lot of short-term debt—and I'm the idiot who signed up for the trip.

The short version of the story is that debt caused us, over the course of two and a half years of fighting it, to lose everything. We didn't tell anyone what was going on, but if we had to do it again, we would learn from the wisdom of others who have been through it. We soon learned that we weren’t the only ones at the bottom. Barbie and Ken (you know, the couple that appears to be perfect—perfect clothes, perfect car, perfect house) are broke, and I don't take financial advice from broke people anymore.

I’ve paid the “stupid tax” (mistakes with dollar signs on the end) so you don't have to, and I’m here to tell you that whoever you are, wherever you came from, and however deep of a mess you might be in right now, you can get out of it. You can take control and use the same commonsense principles I did to turn your situation around. And my team and I want to walk with you through it, every step of the way. It’s go time.